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Retirement calculator
Required minimum distribution (RMD) calculator
Estimate your required minimum distribution using the IRS Uniform Lifetime Table.
Estimated RMD this year
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Uses the IRS Uniform Lifetime Table (Publication 590-B, Table III), in effect since 2022. RMDs generally start at age 73 (born 1951–1959) or 75 (born 1960 or later) under SECURE 2.0. This divides last December 31's balance by the divisor for your age — it doesn't apply to Roth IRAs (no RMDs) or account for the Joint Life table used when a spouse is the sole beneficiary and more than 10 years younger.
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