Tools
Financial calculators
Explore simple estimates by topic. Results are educational, not personalized advice.
Retirement
Retirement savings growth calculator
Estimate how a lump sum plus monthly contributions could grow over time, before inflation and fees.
Open calculator →Roth IRA growth calculator
Model how a Roth IRA balance and a steady annual contribution might grow at an assumed return.
Open calculator →Withdrawal amount calculator
Turn a withdrawal rate and portfolio value into a dollar amount — pair this with our article on what a realistic withdrawal rate looks like today.
Open calculator →How long your savings will last
Turn a portfolio, a fixed annual withdrawal, and an assumed return into an estimated number of years.
Open calculator →401(k) contribution limit calculator
Check your 2026 401(k) employee deferral limit by age, and how much contribution room you have left.
Open calculator →Required minimum distribution (RMD) calculator
Estimate your required minimum distribution using the IRS Uniform Lifetime Table.
Open calculator →Financial advisor value calculator
Explore a purely hypothetical return uplift and what that kind of difference could mean in dollars over time. An illustration only, not proof or a promise of advisor value.
Open calculator →401(k) growth calculator
Project your 401(k) balance including your contributions and employer match.
Open calculator →Taxes
Roth conversion tax cost calculator
A rough estimate of what converting a given amount would cost at a flat tax rate — pair this with our article on when a Roth conversion is worth it.
Open calculator →RSU withholding shortfall calculator
Illustrative comparison of RSU vesting withheld at a flat supplemental-wage rate versus a higher marginal rate. A rough illustration only, not an estimate of your actual tax liability.
Open calculator →Capital gains tax estimator
Estimate federal long-term capital gains tax using the real 2026 income brackets — gains stack on top of your other taxable income.
Open calculator →Paycheck calculator
Estimate your take-home pay after federal income tax and FICA (Social Security + Medicare).
Open calculator →Federal income tax calculator
Estimate your federal income tax using the 2026 IRS tax brackets.
Open calculator →Tax refund calculator
Compare what you've had withheld against your estimated tax bill to see a rough refund or amount due.
Open calculator →Property tax calculator
Estimate your annual property tax bill from your home's value and your local effective tax rate.
Open calculator →Social Security
All social security calculators →
Social Security claiming age break-even calculator
See the age at which claiming later (70) overtakes claiming early (62) in total lifetime benefits.
Open calculator →Delayed retirement credit calculator
See how much your Social Security benefit grows for each year you delay claiming past full retirement age.
Open calculator →Equity Compensation
All equity compensation calculators →
ISO exercise cost & spread calculator
Estimate the cash cost to exercise incentive stock options and the resulting spread (a common AMT trigger).
Open calculator →Concentrated stock diversification timeline
Estimate how long it would take to diversify out of a concentrated position at a fixed dollar amount sold per year.
Open calculator →Investing
Compound interest calculator
Estimate a starting balance plus monthly additions with a fixed annual rate and monthly compounding.
Open calculator →Inflation calculator
See what a dollar amount today is worth in the future — or was worth in the past — at a given inflation rate.
Open calculator →Investment future value calculator
Estimate the future value of a lump-sum investment plus optional monthly additions at a given return.
Open calculator →Asset allocation calculator
A common age-based rule of thumb for a starting stock/bond split, adjusted for your risk tolerance.
Open calculator →Banking
PSLF scenario explorer
Compare two rough scenarios side by side - continuing toward PSLF versus paying the loan down - with every assumption visible. Illustrative only; not a forgiveness estimate.
Open calculator →Savings & CD growth calculator
Estimate what a savings account or CD balance grows to at a fixed annual rate.
Open calculator →50/30/20 budget calculator
Split your take-home pay into needs, wants, and savings using the common 50/30/20 guideline.
Open calculator →Home & Mortgage
All home & mortgage calculators →
Mortgage calculator
Estimate your monthly mortgage principal & interest payment.
Open calculator →Home affordability calculator
Estimate how much home you can afford using a standard 36% debt-to-income guideline.
Open calculator →Closing costs calculator
Estimate total closing costs and cash needed at signing.
Open calculator →Refinance calculator
Compare your current mortgage payment to a refinanced one at a new rate and term.
Open calculator →Business owners
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